As long as the top card of your library is an artifact or creature card, this creature has all activated abilities of that card. (If any of the abilities use that card's name, use this creature's name instead.)
The only difference between a colored artifact and a colorless artifact is, obviously, its color. Unlike most artifacts, a colored artifact requires colored mana to cast. Also unlike most artifacts, a colored artifact has a color in all zones. It will interact with cards that care about color. Other than that, a colored artifact behaves just like any other artifact. It will interact as normal with any card that cares about artifacts, such as Shatter or Arcbound Ravager.
2008-10-01
wotc
Skill Borrower may gain activated abilities that it can’t use. For example, if the top card of your library is an artifact or creature card with cycling, Skill Borrower will have cycling. However, since cycling can’t be activated from the battlefield, this won’t have any significant benefit. The same is true for unearth.
2008-10-01
wotc
If the top card of your library changes while you’re activating one of Skill Borrower’s activated abilities gained from that card, the ability will still be activated and will resolve normally even though Skill Borrower has lost that ability.
2008-10-01
wotc
If an effect tells you to draw several cards, reveal each one before you draw it. Skill Borrower will momentarily gain the activated abilities of artifact and creature cards revealed this way, but you won’t be able to activate those abilities while the effect is still happening.
2008-10-01
wotc
Activated abilities contain a colon. They’re generally written “[Cost]: [Effect].” Some keywords are activated abilities; they have colons in their reminder text.
Format Legality
Standard
Not Legal
Future
Not Legal
Historic
Not Legal
Timeless
Not Legal
Gladiator
Not Legal
Pioneer
Not Legal
Modern
Legal
Legacy
Legal
Pauper
Not Legal
Vintage
Legal
Penny
Legal
Commander
Legal
Oathbreaker
Legal
Standardbrawl
Not Legal
Brawl
Not Legal
Alchemy
Not Legal
Paupercommander
Not Legal
Duel
Legal
Oldschool
Not Legal
Premodern
Not Legal
Predh
Legal
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